Personal Contract Purchase

Personal Contract Purchase (PCP) is a personal finance product which gives you the option to purchase and own the vehicle. There are countless benefits and a lot of flexibility, making it increasingly popular amongst UK motorists.

Personal Contract Purchase

This form of finance is suitable for clients who would like the potential of owning their vehicle, but without the worry of its future value if market conditions change perhaps.

As part of our service, we value every vehicle on this type of agreement when it is coming to an end and if its value is higher than the Guaranteed Future Value, we can look to return you the equity in the vehicle which we hope you will use on your next order with us.

What happens at the end of this agreement?

You have the following options:

1. Arrange for the car to be collected.

2. Purchase the vehicle as per the Optional Final Instalment.

3. Re-finance the final instalment (subject to approval)

4. Part-exchange this vehicle for a new one.

Assuming your vehicle is in an acceptable condition with a full service history, spare keys, road legal tyres and within your contracted mileage, no further costs will be incurred.

If there is damage deemed to be outside what is considered Fair Wear & Tear, you may be charged as appropriate by the relevant finance company.

If you have exceeded your contracted mileage you will be charged an excess mileage charge per mile as detailed on your order form and finance agreement.

This form of finance only gives you Road Fund Licence for the first 12 months of the agreement, unless stated otherwise. 

Why choose us?

Trading since 1996

Business and personal

Knowledge and experience

All Makes and Models

Contact us

Company address:

131 - 133 Roman Road